The 11 best SPF moisturisers for super simple, everyday protection

Protecting your skin from the sun is important at the best of times, but as we head into summer it's even more vital. Using the best SPF moisturiser on a daily basis is such an important step in your skincare routine.

As well as the well-known risks of skin cancer, the sun is also one of the biggest contributing factors to skin ageing. Why? Because the sun damages your skin and causes inflammation – and we're not just talking about sunburn. As Paula Begoun, founder of cult skincare brand Paula's Choice explains: "Inflammation destroys the structure of our skin."

So, if we want healthy and youthful-looking skin, then we really must protect it from the sun. Every. Single. Day. (Yes, even in winter. Yes, even while working from home.)

Incorporating a decent daily sun protection regimen can be tricky, but by adding this essential SPF to one of the best moisturisers you'll be protecting your skin every day, without having to worry too much about it.

SPF moisturiser vs facial sunscreen: what's the difference?

First things first, let's address a common confusion: the difference between SPF moisturisers and a separate facial sunscreen.

In short, an SPF moisturiser is great for a very basic level of defence against sun-related damage. Protecting against the sun isn't its only function, as it's also doing the job of moisturising, too. So you'll be able to find one that protects you from the sun, whilst also being one of the best moisturisers for dry skin. Think soothing dryness, fighting discolouration, in the same vein as a brilliant hyperpigmentation treatment, and diffusing the appearance of wrinkles. If you're feeling a little lazy, travelling and trying to keep products to a minimum or just one of those people who fails to remember to apply your SPF, then these are a good option.

A facial sunscreen, on the other hand, only has one job: protect the skin on your face from the sun's rays.

SPF moisturisers are ideal for the autumn and winter months when the sun isn't as strong. You should wear an SPF every day, even if it's cloudy and overcast, as UVA rays can still permeate cloudy skies and windows. So, good luck coming up with excuses as to why you’re skipping it.

Come the summer (and of course any holidays to sunnier climes outside of that time), an SPF moisturiser isn't enough protection and you will need to double up. This is when you need to get your hands on the best facial sunscreens. You'll also need to wear one of the best sun creams on top of your SPF moisturiser if you are sunbathing or outside for prolonged periods of time.

"Many people believe that having an SPF in their moisturiser will suffice," says consultant dermatologist Dr Justine Kluk. "But, according to the British Association of Dermatologists, moisturiser with an SPF will only help protect you against small amounts of UV exposure – for example, when you walk to the car."

What these moisturisers won’t do is provide the same degree of sun protection as the best facial sunscreens, especially for longer periods of UV exposure. It's true that SPF in a moisturiser is tested the same way as SPF in sunscreen – so technically speaking, an SPF30 moisturiser formula will offer the same level of protection as a facial sun cream with an SPF of 30. However, it all comes down to the application.

"To achieve the SPF on the label, you would have to apply at least half a teaspoon to the face, which people rarely do," says Kluk. Think about the way that you apply your usual moisturiser; you don't slather on a thick layer that thoroughly covers your face and neck in the same way you would do sun cream before heading to the beach.

"What’s more, SPF moisturisers are less likely to be rub-resistant and water-resistant. For these reasons, they won’t offer the same level of protection as the best sun creams," the doctor adds.

It's also worth noting that moisturisers containing an SPF don’t always contain protection against UVA rays, either. "As a result, they will not protect against UV ageing in the same way as a broad-spectrum sunscreen would," stresses Kluk.

Another essential suncare step is reapplication. So once you have applied either your moisturiser with an SPF or a facial sunscreen, the British Skin Foundation recommends that you top up every two hours. That's tricky if you've got a full face of make-up, which is where the best spf to apply over make-up comes in.

However, having an SPF in your daily moisturiser is never a bad idea. Because on those days when you're working from home or it's cloudy out, that added bit of daily defence is needed.

Here's our pick of some of the best SPF moisturisers...

We've tested so many SPF moisturisers over the years, and we've rounded up our top picks below. For more information on how we test the products that make it into our edits, check out our in-depth guide. Keep on scrolling to shop... 

1. CeraVe AM Facial Moisturising Lotion SPF50

We previously featured the SPF30 version of this, as it was the highest factor it went. But now, the skincare gods answered our prayers and gave us SPF50. The stronger your skin’s barrier, the less sun damage you’re likely to accrue. So this moisturiser is a must-have on account of its ceramides, hyaluronic acid, SPF and purse-friendly price point. This is hands down one of the best moisturisers, with or without an SPF.

2. Avène Antirougeurs Day Cream SPF30

Avène is the brand you go to if your skin is having a 'moment'. They are incredibly well-versed in sensitive skin. So much so, that they recently launched their range specifically for rosacea-sufferers. This everyday SPF moisturiser is slightly green-tinted to counteract redness and super simple and gentle so as not to further irritate the skin. It's completely brilliant.

3.Ultra Violette Supreme Screen Hydrating Facial Skinscreen SPF50+

There's a high chance that you've seen this SPF moisturiser on your Instagram feed. Caroline Hirons is a huge fan, she says, "The lightweight formula sinks into the skin. With no pilling and no white cast it’s a great choice." If you won't take her word for it, how about the fact that there are three different versions depending on your needs - hydrating, mattifying and sensitive.

4. The Body Shop Skin Defence Multi-Protection Lotion SPF 50+ PA++++

"As someone with PCOS who occasionally deals with hormonal breakouts, I have to be careful with what I products I use on my skin. I've been picky about which facial SPF moisturisers I've used for fear of breakouts or irritation but was pleasantly surprised by this Body Shop product. A reformulation of their raved-about Skin Defence Essence product, I found the moisturiser easier to put on than regular SPF (and simpler to remember to apply, too). It's super lightweight, non-greasy, and leaves your skin feeling moisturised. Plus one of the ingredients is Vitamin C, which is said to increase the effectiveness of sunscreen and boost your skin's protection from UV rays." Ally Head, Health Editor

5. La Roche-Posay Hyalu B5 Aquagel SPF30

Dry-skinned friends, say hello to this little beauty. It's described as a serum, but we recommend applying your existing serum first then layering this on top. Even though it's a gel, it's richer than you'd imagine, so we don't think it needs a moisturiser on top - this should do the job.

6. La Roche-Posay Anthelios Age Correct SPF50+

If you were concerned that using an SPF moisturiser would mean forgoing your anti-ageing plan of attack, then think again. This rich cream that sinks in really quickly, works at improving your skin's elasticity and reducing the appearance of dark spots and wrinkles. All the while protecting you from the sun.

7. Sarah Chapman Skinesis Skin Insurance Tinted SPF30

All hail Sarah Chapman. Formulated with Light Diffusing LipoLight® and antioxidant Buddleja Davidii plant, the treatment protects against UVA, UVB, thermal and infrared radiation. Not only that, but smart light scattering powders and optical blurring technology help to give a brighter, glowing complexion. It's worth noting that this product is best applied after your regular morning moisturiser.

8. Eve Lom Daily Protection + SPF50

"This SPF moisturiser sat so well under my make-up, and gave me a subtle glow throughout the day. The fast-absorbing formula is designed to firm, brighten, hydrate and lift the skin thanks to Vitamin C, Lactic acid and Niacinamide, and it certainly delivers." Grace Lindsay, Beauty Writer

9. Elizabeth Arden Prevage Anti-Aging Moisturising Cream SPF30

Elizabeth Arden's Prevage range is almost as iconic as its Eight-Hour line. All Prevage products are made with its antioxidant technology, which makes this SPF moisturiser an absolute must. It's the perfect choice if you are concerned with signs of ageing and like a rich formula.

10. Revive Moisturising Renewal Day Cream SPF30 Broad Spectrum (UVA/UVB) Sunscreen PA+++

"This product is definitely an investment, but if you're looking for a little bit of luxury, I couldn't recommend it enough. The moisturising skincare treatment features Revive's signature bio-renewal protein, and works to minimise the appearance of fine lines and wrinkles and protect against signs of premature ageing. My skin felt so soft afterwards, and my make-up went on so easily. " Grace Lindsay, Beauty Writer

11. Byoma Moisturising Gel-Cream SPF30 

This new SPF moisturiser from Byoma is seriously impressive. It's deeply hydrating, sinks into the skin nicely and offers protection from from UVA and UVB rays. Not to mention we love the colourful packaging. Such a fun choice for spring and summer (alongside your facial sunscreen, of course).